Home Loan Health Check: Is Your Mortgage Still the Right Fit?
When you buy a home, you get a loan that fits your needs at that time. But things change. Interest rates go up and down. Your finances change, too.
This is why a regular home loan health check is a good idea. Think of it like a check-up for your loan. It helps you see if your mortgage is still working for you. It can help you make sure you are not paying too much.
Why You Need a Home Loan Health Check
A home loan health check is important for many reasons:
- You could save money. Your interest rate might be higher than what is now on offer. A new loan could save you a lot of money over time.
- Your goals have changed. You may now want to renovate your home. You might want to buy an investment property. A health check helps you find a loan that fits your new goals.
- Your life has changed. You may have a new job or a new family member. Your loan needs to fit your current life.
- You can pay off your loan faster. We can look at your loan and see if you can make extra payments. This can help you pay it off sooner.
What Happens in a Health Check?
We will look at things like:
- Your current interest rate and fees.
- Your loan features like an offset account.
- Your home’s value.
- Your current income and spending.
We will then compare your loan with many others on the market. We will make sure you have the best loan for your situation.
Ready for Your Free Home Loan Health Check?
A home loan health check is a simple and quick process. It can help you save money and reach your financial goals faster.
Contact EZ Mortgage Broker today for a free, no-obligation chat. We can help you find a smarter way to manage your mortgage.
- Phone: 1300 050 099 or 044789007
- Email: [email protected]
Important Information:
Mortgage Broker Online Pty Ltd, ABN: 28 657 661 615, Credit Rep Number 538522. AFG Accredited Member (AFG Australian Credit Licence: 389087).
