One of Australia's largest industry superannuation funds has warned Jim Chalmers to reconsider Labor's stealth tax on super, in the first sign ofย ......
The Australian mortgage landscape is experiencing significant shifts as the Reserve Bank of Australia evaluates monetary policy, inflation metrics, and household serviceability buffers across national lending markets.
For Australian homeowners, property investors, and first home buyers, navigating current variable and fixed rate tiers across 30+ accredited lenders requires detailed loan structuring and market analysis to avoid the uncompetitive loyalty tax charged by major retail banks.
EZ Mortgage Broker provides bank-independent credit assessment, comparing borrowing capacity, debt-to-income (DTI) metrics, and loan-to-value ratio (LVR) thresholds to secure discounted rate pricing and flexible repayment terms.
Contact our accredited finance specialists today to review your existing mortgage portfolio or obtain a pre-approval certificate for your next property acquisition.
Borrower Action Checklist & Assessment Criteria:
- โ Loan Health Audit: Review current variable margin against 30+ accredited Australian lenders.
- โ Equity Optimization: Assess usable equity thresholds for cashout buffers or debt consolidation.
- โ Serviceability Buffer: Evaluate borrowing capacity under current 3.00% APRA buffer rules.