EZ Mortgage Broker
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Australia's Trusted Mortgage Brokers
Mortgage Broker Melbourne
Home & Refinancing
Compare 30+ accredited Australian lenders with personalised guidance from an accredited Melbourne mortgage broker. Specialising in first home buyers, refinancing, investment properties, SMSF, and commercial finance with zero broker fees.
30+
Lender Partners
81.0%*
Broker Market Share
98%
Client Satisfaction
* Australian mortgage brokers settled 81.0% of new residential home loans in the March 2026 quarter, according to industry market-share reporting. View source.
Contact Us
STEP-BY-STEP HOME BUYING
Step into Your First Home with Confidence
Buying your first property is a huge milestone. We guide you step-by-step from calculating your borrowing power and securing conditional pre-approval through to auction bidding, property valuation, and final settlement.
- ✓ Fast conditional pre-approval valid for 90 days so you can shop with certainty
- ✓ Comprehensive calculation of upfront buying costs and maximum borrowing capacity
- ✓ Free comprehensive suburb and property valuation reports before you make an offer
- ✓ Comparison across 30+ accredited Australian banks and non-bank lenders side-by-side
- ✓ 100% free broker service — the lender pays our fee, never you
THE EZ MORTGAGE DIFFERENCE
How We Help You Borrow Better
We know how overwhelming it can feel when you’re stuck navigating complicated loan processes, unclear terms, and endless paperwork all while trying to make the best financial decision for your future. Every day, we help homebuyers, business owners, and investors secure the right loan without the stress.
With access to multiple lenders, expert research, and a seamless application process, we take the guesswork out of financing and put the power back in your hands.
📋
The Right Loan, Tailored to You
Personalised loan solutions designed around your financial goals—so you get the best terms, not just what the bank offers.
⚙️
A Stress-Free, Guided Process
From consultation to approval, we handle the details so you can focus on your next big move with total confidence.
🌐
Wide Lender Network
We connect you with multiple lenders so you can access better rates and options, which means more control over your financial future.
The Process
How It Works
We take the stress out of getting a home loan. Here's our simple 4-step process.
1
Free Consultation
Book a no-obligation chat with one of our expert brokers. We listen to your goals and financial situation.
2
We Search for You
We compare hundreds of loan products across 30+ accredited lenders to find the most suitable options for your needs.
3
You Choose
We present your top options clearly. No jargon — just honest advice to help you make an informed decision.
4
We Handle the Rest
From application to settlement, we manage all paperwork and liaise with lenders for a smooth process.
Testimonials
Real Stories from Customers
Clients value our detailed, quality service, praising how we help them reach their financial goals.
ABOUT EZ MORTGAGE BROKER
Your Local, Independent Mortgage Experts
We are committed to securing the best loan outcomes for Australians with total transparency and zero broker fees for residential lending.
Best Interests Duty
Unlike bank branches, we are legally bound to act in your best interest—prioritising your savings over lender margins.
50+ Australian Lenders
We compare Big Four banks, regional credit unions, and non-bank lenders to find competitive rates tailored to your profile.
End-to-End Execution
From initial borrowing power checks through pre-approval, valuations, and final settlement, we do all the heavy lifting.
⚡ MARKET NEWS & INSIGHTS
Latest Mortgage News & Market Updates
Stay ahead with breaking Australian lending news, RBA cash rate decisions, government scheme updates, and expert property wealth strategies.
Contact
Get in Touch
Book a free, no-obligation consultation. We typically respond within 2 business hours. Let’s start your home loan journey today.
Local guidance. Clear next steps.
Let’s find the right way home.
Phone
1300 050 099
Mon–Fri 8am–6pm, Sat 9am–1pm
[email protected]
We reply within 2 business hours
Office
Melbourne, VIC
Australia-wide service available
Office Hours
Mon–Fri: 8:00am–6:00pm
Sat: 9:00am–1:00pm
Sun: Closed
Book Your Free Consultation
Speak to a broker today — free service!
Book Now
Live Rate Shift & Refinance Savings Calculator
Calculate real-time repayment variances, uncover market savings, and model RBA interest rate shifts.
1. Loan & Rate Details
2. Contact Details
3. Savings & Strategy
COL 1
Loan & Rate Parameters
$750,000
6.25%
Enter details to reveal & receive full breakdown:
COL 2
Calculated Impact & Chart
ESTIMATED MONTHLY VARIANCE
-$121 / month
Approx. $1,452 / year savings
Monthly Repayment Comparison:
Current Loan (6.25%)
$4,618/mo
New Shifted Rate (6.00%)
$4,497/mo
COL 3
Market Intel & Reviews
★★★★★
5.0 Google Rating
"EZ Mortgage Broker negotiated a 0.65% discount with our lender within 4 days. Saved us thousands!"
"Smooth, transparent process from initial rate calculation through to settlement. Highly recommend."
Latest Market Updates:
Fixed vs Variable: Navigating RBA Rate Cycles
Refinancing Playbook: How to Cut Repayments
MFAA Accredited Credit Advisors
Mortgage Broker Online Pty Ltd t/a EZ Mortgage Broker | Credit Rep 538522 (nMB ACL 391209)
Mortgage Broker Online Pty Ltd t/a EZ Mortgage Broker | Credit Rep 538522 (nMB ACL 391209)
*Disclaimer: All rates, fees, and calculations are indicative only and subject to change. Repayment calculations are based on a 30-year principal and interest loan structure.