Australian Home Loan & Mortgage Calculators

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Borrowing Power Calculator

Enter your income details

$ Monthly

Enter your expense details

$ Annually
$ Monthly
$

Enter your loan details

%
years

Enter your loan details

$
%
years
$

Enter property & buyer details

$

Enter purchase details

$
$
$

Enter rent & home purchase

$
$
%

Savings & Deposit Target

$
$

Loan & Fee Details

$
%
$

Compare Loan Offers

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%
%

Refinance Comparison

$
%
%

Offset Account Details

$
%
$

Extra Repayments

$
$Monthly

Lump Sum Payment

$
$

Target Repayment

$
$Monthly

Interest-Only Period

$
%

Savings Plan

$
$

Compound Interest

$
%

Budget Cashflow

$
$

Credit Card Details

$
%

Tax Salary

$

Target Take-Home

$

Property Selling Costs

$

Reverse Mortgage

$

Asset Leasing

$

Note: The information provided by the calculator is intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only.

Loan Balance Chart

â„šī¸
Loan Balance Total Payment
$0 $250K $500K $750K $1.0M 0 5 10 15 20 25 30 Years

View your results

You can borrow up to $520,215
Monthly Repayment$2,954
Fortnightly Repayment$1,477
Weekly Repayment$738
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Live Rate Shift & Refinance Savings Calculator

Calculate real-time repayment variances, uncover market savings, and model RBA interest rate shifts.

1. Loan & Rate Details
2. Contact Details
3. Savings & Strategy
COL 1

Loan & Rate Parameters

$750,000
6.25%
Enter details to reveal & receive full breakdown:
COL 2

Calculated Impact & Chart

ESTIMATED MONTHLY VARIANCE
-$121 / month
Approx. $1,452 / year savings
Monthly Repayment Comparison:
Current Loan (6.25%) $4,618/mo
$4,618
New Shifted Rate (6.00%) $4,497/mo
$4,497
COL 3

Market Intel & Reviews

★★★★★ 5.0 Google Rating
"EZ Mortgage Broker negotiated a 0.65% discount with our lender within 4 days. Saved us thousands!"
— Marcus & Sarah T., Tarneit
"Smooth, transparent process from initial rate calculation through to settlement. Highly recommend."
— Priya K., Point Cook
Latest Market Updates:
Fixed vs Variable: Navigating RBA Rate Cycles
âąī¸ 4 min read â€ĸ Money & Banking
Refinancing Playbook: How to Cut Repayments
âąī¸ 5 min read â€ĸ Loan Strategy
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*Disclaimer: All rates, fees, and calculations are indicative only and subject to change. Repayment calculations are based on a 30-year principal and interest loan structure.