Australian Home Loan & Mortgage Calculators
Borrowing Power Calculator
Enter your income details
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Enter purchase details
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Enter rent & home purchase
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ASIC RG 203 Comparison Rate Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Based on an illustrative $150,000 loan over 25 years.
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Refinance Comparison
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Offset Account Details
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Split Loan Structure
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Extra Repayments
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Lump Sum Payment
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Reverse Mortgage
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NCCP Act General Advice Warning: The information provided by the calculator is intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only and do not constitute an offer of credit, pre-approval, or financial advice under the National Consumer Credit Protection Act 2009. Repayments, rates, and fees vary based on lender policies and individual assessment.
Loan Balance Chart
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Loan Balance
Total Payment
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Indicative ExampleMonthly Repayment$2,954
Fortnightly Repayment$1,363
Weekly Repayment$682
Sample Assumptions: Single borrower, $6,000/mo net salary, $24,000/yr living expenses (APRA HEM floor applied), 5.50% p.a. rate + APRA 3% buffer, 30-year term. Adjust inputs on the left for your personalised calculation.
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