Buying a Home
Whether it's your first home or your fifth, we'll find the right loan and make the buying process simple — from pre-approval to settlement.
Step-by-Step Guidance
We'll Guide You Through Every Step
Buying a property is one of the biggest financial decisions you'll ever make. Our experienced brokers take the complexity out of the process and work with you from start to finish.
We assess your borrowing capacity and financial goals
We search 30+ accredited lenders for the best loan product
We handle the full loan application and paperwork
We liaise with lenders, solicitors, and real estate agents
We're with you from offer to settlement and beyond
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Loan Types
Home Loan Options We Compare
Variable Rate Loans
Your rate moves with the market. Enjoy flexibility, offset accounts, and extra repayment options.
Fixed Rate Loans
Lock in your rate for 1–5 years for certainty over your repayments and protection against rate rises.
Split Loans
Get the best of both worlds — fix part of your loan and keep the rest variable.
Offset Accounts
Link a transaction account to EZ Mortgage Insights to reduce the interest you pay.
FAQ
Common Questions About Buying a Home
How much deposit do I need to buy a home?
Most lenders require a minimum 5% deposit, but 20% allows you to avoid Lenders Mortgage Insurance (LMI). First home buyers may access government schemes that allow lower deposits. Contact us to understand your options.
How long does pre-approval take?
Typically 1–5 business days, depending on the lender and how quickly we receive your documentation. We'll help you get everything ready to speed things up.
What costs are involved in buying a property?
Beyond the purchase price, expect stamp duty (varies by state), conveyancing fees ($1,000–$2,500), building and pest inspections, and lender fees. We'll provide a full cost breakdown during your consultation.
Should I use a broker or go directly to my bank?
A broker gives you access to multiple lenders and products, saving you time and often money. Our service is free to you — we're paid by the lender you choose. There's no reason not to use us!
