HIGH-INCOME PROFESSIONAL LENDING

Medico & Professional Home Loans

Exclusive mortgage policies for medical practitioners, legal professionals, and accountants. Borrow up to 90–95% LVR with full LMI waivers, saving $15,000 to $45,000+.

Borrowing Calculator

Eligible Professional Categories & Benefits

  • Medical Practitioners (Up to 95% No LMI): General Practitioners, Surgeons, Anaesthetists, Obstetricians, Dentists, Hospital Registrars, Pharmacists, Vets (AHPRA registered).
  • Legal Professionals (Up to 90% No LMI): Solicitors, Barristers, Judges, Partners in commercial law firms.
  • Accounting & Finance (Up to 90% No LMI): Qualified CPAs, CAs, Actuaries, CFA charterholders.
  • Enhanced Income Assessment: 100% recognition of overtime, hospital shift allowances, and locum contracts without standard probation penalties.
EZ Mortgage Broker

Live Rate Shift & Refinance Savings Calculator

Calculate real-time repayment variances, uncover market savings, and model RBA interest rate shifts.

1. Loan & Rate Details
2. Contact Details
3. Savings & Strategy
COL 1

Loan & Rate Parameters

$750,000
6.25%
Enter details to reveal & receive full breakdown:
COL 2

Calculated Impact & Chart

ESTIMATED MONTHLY VARIANCE
-$121 / month
Approx. $1,452 / year savings
Monthly Repayment Comparison:
Current Loan (6.25%) $4,618/mo
$4,618
New Shifted Rate (6.00%) $4,497/mo
$4,497
COL 3

Market Intel & Reviews

★★★★★ 5.0 Google Rating
"EZ Mortgage Broker negotiated a 0.65% discount with our lender within 4 days. Saved us thousands!"
— Marcus & Sarah T., Tarneit
"Smooth, transparent process from initial rate calculation through to settlement. Highly recommend."
— Priya K., Point Cook
Latest Market Updates:
Fixed vs Variable: Navigating RBA Rate Cycles
⏱️ 4 min read • Money & Banking
Refinancing Playbook: How to Cut Repayments
⏱️ 5 min read • Loan Strategy
MFAA Accredited Credit Advisors
Mortgage Broker Online Pty Ltd t/a EZ Mortgage Broker | Credit Rep 538522 (nMB ACL 391209)

*Disclaimer: All rates, fees, and calculations are indicative only and subject to change. Repayment calculations are based on a 30-year principal and interest loan structure.